Financial knowledge, financial attitude, and locus of control

Reviewing their influence on financial management behavior using financial literacy as moderation variable

Authors

  • Indah Indriaswari State University of Jakarta, Indonesia
  • I Gusti Ketut Agung Ulupui State University of Jakarta, Indonesia
  • Ari Warokka State University of Jakarta, Indonesia

Keywords:

Financial, Knowledge, Attitude, Locus of Control, Management

Abstract

The study aims to determine the effect of financial knowledge on financial management behavior. It applied financial literacy as a moderation variable. Using the causality model of research, it is found some conclusions as follows. First, it is shown that financial knowledge has a positive and significant effect on financial management behavior. Next, locus of control has a positive and significant effect on financial management behavior. The last, locus of control has a positive and significant effect on financial management behavior through financial literacy.

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Published

30.12.2022

How to Cite

Indriaswari, I., Ulupui, I. G. K. A., & Warokka, A. (2022). Financial knowledge, financial attitude, and locus of control: Reviewing their influence on financial management behavior using financial literacy as moderation variable. The International Journal of Social Sciences World (TIJOSSW), 4(2), 431–443. Retrieved from https://www.growingscholar.org/journal/index.php/TIJOSSW/article/view/310