Liability Form of The Insurance for Damages of The Fire Insurance Agreement
Keywords:
Law, Insurer, Liability, Fire InsuranceAbstract
Fire insurance aims to compensate for losses caused by fire. On this basis, the research is focused on the problem, namely what is the form of the insurer's responsibility for the loss of the insured in the fire insurance agreement? The purpose of this study is to determine the form of the insurer's responsibility for the loss of the insured in the fire insurance agreement. The research method used in this study is a normative research method and the problem approach used is the approach to applicable laws and regulations. The results of the study found that the insurer as an insurance provider will compensate for fire losses and the compensation funds are given to the insured as insurance participants. On the other hand, the insurer does not provide compensation for damage to property that is not guaranteed, such as an element of intent, negligence, whether the insured (or authorized to represent) as well as other parties, as well as those caused by natural factors.
Downloads
References
Afrita, I. (2021). Settlement Of Defaults in The Life Insurance Policy Between The Insurer And The Insured. JILPR Journal Indonesia Law and Policy Review, 2(3), 117-132.
Babüroglu, O. N., & Ravn, I. (1992). Normative action research. Organization Studies, 13(1), 019-34.
Calomiris, C. W. (1990). Is deposit insurance necessary? A historical perspective. The Journal of Economic History, 50(2), 283-295.
Giblin, J. J. (1989). Captive Insurance Companies: Valid Insurance. BUJ Tax L., 7, 61.
Gundlach, G. T., & Murphy, P. E. (1993). Ethical and legal foundations of relational marketing exchanges. Journal of marketing, 57(4), 35-46.
MR. (1921). Charities: Charitable Corporations: Mixed Charitable and Non-Charitable Purposes under Section 1313 of the Civil Code. California Law Review, 487-489.
Priyono, E. A., Budiharto, B., & Wulandari, A. H. (2019). Regulations for e-commerce agreement according to ict act and title iii of indonesian civil code. Diponegoro Law Review, 4(1), 76-88.
Ring, P. S., & Van de Ven, A. H. (1994). Developmental processes of cooperative interorganizational relationships. Academy of management review, 19(1), 90-118.
Schneiberg, M., & Bartley, T. (2001). Regulating American industries: Markets, politics, and the institutional determinants of fire insurance regulation. American Journal of Sociology, 107(1), 101-146.
Skipper, H. D., Skipper, H. J., & Barfield, C. E. (2001). Insurance in the general agreement on trade in services. American Enterprise Institute.
Yustisia, T. V. (2014). KUHD: Kitab Undang-undang Hukum Dagang. VisiMedia.
