Ela Yuliana Sari, Anis Chariri. Capital adequacy, credit risk, operational efficiency and profitability: Liquidity as an intervening variable in national private commercial banks. tijossw [Internet]. 2025 Mar. 21 [cited 2026 Nov. 3];7(1):103-18. Available from: https://www.growingscholar.org/journal/index.php/TIJOSSW/article/view/505