Nina Carolina, Unggul Purwohedi, Mukhtar S. Ease of application and security of digital banking systems on competitiveness and performance: Phenomena in pt bank dki. tijossw [Internet]. 2023 Jul. 19 [cited 2026 Nov. 3];5(2):68-75. Available from: https://www.growingscholar.org/journal/index.php/TIJOSSW/article/view/371