MOHD. RIZKY; PUJI HARTO. The effect of npl, ldr, and cash ratio on roa through bopo as a mediating variable: A study on banks in indonesia. The International Journal of Social Sciences World (TIJOSSW), [S. l.], v. 7, n. 2, p. 149–157, 2025. Disponível em: https://www.growingscholar.org/journal/index.php/TIJOSSW/article/view/565. Acesso em: 3 nov. 2026.