Pringgo Dikdo, Ubud Salim, & Nur Khusniyah Indrawati. (2023). Bank competition on credit risk and profitability moderated by foreign bank penetration: Cases on indonesian banking. The International Journal of Social Sciences World (TIJOSSW), 5(2), 316–325. Retrieved from https://www.growingscholar.org/journal/index.php/TIJOSSW/article/view/409